A new AI tool is combining financial modelling and local market intelligence to give BTL landlords a smarter way to invest.
Rather than relying on traditional spreadsheets and simple yield calculators which can leave investors vulnerable to incomplete or overly optimistic assumptions, online platform Get Ground has developed AI Property Analyser to provide insights in minutes. The free tool gives landlords the ability to test assumptions, model scenarios and see five-year projections that reflect real-world conditions.
Paste a property link or enter a property address and the analyser automatically pulls in ownership structure, highlights potential Stamp Duty Land Tax implications and generates a full financial and risk report. Acquisition fees, legal costs, letting and management expenses, insurance and maintenance can be added to build a true picture of cash flow.
Scenarios
It can also set loan-to-value ratios, terms and rates, then stress-test scenarios to see how outcomes change if borrowing costs rise. Instead of focusing only on year-one yield, the tool forecasts cash flow, equity build, capital growth and overall ROI across five years to help landlords compare short-term cash flow against long-term wealth-building potential. Area insights include rental demand, supply by property type, regional pricing comparisons, and crime statistics as well as risk assessments.
The analyser builds a complete investment model and suggests whether a deal fits classic buy-to-let, refurb and refinance, a flip or a long-term hold. It translates these data-driven models into clear, plain-English insights and can adapt to different landlord strategies, from first-time buyers to developers.
Naomi Jackson, VP of product, design, engineering, and growth (pictured), says AI adoption among smaller landlords is still very limited but that it levels the playing field by giving them unbiased analysis in minutes, that previously only large portfolio landlords could access.
Evaluate
“The AI Property Analyser doesn’t just evaluate deals; it helps landlords understand the numbers behind them,” she tells LandlordZONE. “It offers strategic insight based on their own data and scenarios, not just generic market averages.”
Since launch, it has seen triple-digit monthly growth, with thousands of properties being processed every month.
GetGround is now building proactive sourcing features into the tool so landlords will be able to set budgets, strategies and return goals, then receive personalised watchlists and alerts when suitable properties hit the market.
“AI gives them unbiased insights in seconds that used to take weeks,” adds Jackson. “Within the next five years, AI won’t just support due diligence, it will be the backbone of how serious investors buy, finance, and manage property.”
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